Our FHA product allows purchases and refinances for borrowers with 580 minimum credit scores on 1-4 unit properties, including condos, and 640 minimum credit scores on manufactured housing.
We don't stop at great low rates, extensive loan programs, and expanded guidelines.
Our position to sell and service directly with the agencies allows us to pass the pricing, expanded guidelines, and smooth process from app to funding to our partners.
Our lock desk is operated until 8 pm ET M-F. Lock with confidence overnight, on weekends, and holidays - we honor locks up to 6:59 am ET the next business day.
We always make you look good to your borrowers and realtor partners by closing your loans on schedule, sending CDs prior to CTC status, and releasing wires at UW Clear.